---
title: "CEE Strategic Resilience in Insurance: Outlook 2025"
description: The EMIS & Forvis Mazars study analyses six key insurance markets across CEE highlighting how the region is evolving into a core component of Europe’s financial landscape.
image: https://info.emis.com/hubfs/FM%20INSURANCE1-1.png
---

![FM INSURANCE1](https://info.emis.com/hubfs/FM%20INSURANCE1.png "FM INSURANCE1")

EMIS & Forvis mazars joint report   
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# Reaching New Heights CEE Strategic Resilience in Insurance: Outlook 2025

Our new "CEE strategic resilience in insurance: outlook 2025" reveals that the region’s insurers have expanded non-life premiums from €18 billion in 2018 to €28.5 billion in 2024, a 58% surge that outpaces many mature Western markets.

The study was prepared jointly with Forvis Mazars, a leading provider of audit & assurance, tax, advisory and consulting services worldwide. It analyses six key insurance markets across CEE (Croatia, Czech Republic, Hungary, Poland, Romania and Slovakia) highlighting how the region is evolving into a core component of Europe’s financial landscape.

Despite inflation and regulatory headwinds, CEE is fast becoming a cornerstone of Europe’s financial resilience. 

While insurance penetration in the region averages 2.2% of GDP compared to Western Europe’s 6%-9.5%, this gap represents substantial untapped potential rather than a weakness. As economic convergence continues, rising consumer sophistication and evolving risk awareness are expected to drive higher adoption across both life and non-life segments.

### Fill out the form to download the EMIS & Forvis Mazars Report:

## Report Content 

**Reaching new heights  
Central and Eastern European strategic resilience in insurance: outlook 2025  
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- - Foreword & Executive summary
    - Premium growth, profitability pressures and capital strength
    - Rewiring insurance: AI, cloud and customer-centric innovation
    - Navigating AI, innovation, compliance and transformation in CEE
    - Compliance in motion: the insurance sector’s response to the EU reform
    - Solvency II Directive - what insurers need to know by 2027
    - IFRS 17 in practice: stabilisation, divergence and the road ahead
    - Stress testing the future: climate risk, regulation and readiness in CEE
      
       

![GDP INSk](https://info.emis.com/hs-fs/hubfs/GDP%20INSk.png?width=833&height=496&name=GDP%20INSk.png)

![NonLi INS](https://info.emis.com/hs-fs/hubfs/NonLi%20INS.png?width=836&height=477&name=NonLi%20INS.png)

![OWN F Ins](https://info.emis.com/hs-fs/hubfs/OWN%20F%20Ins.png?width=835&height=555&name=OWN%20F%20Ins.png)

 

![EMIS_icons_Persona Brochures_05_Business_Research](https://info.emis.com/hs-fs/hubfs/EMIS_icons_Persona%20Brochures_05_Business_Research.png?width=64&height=64&name=EMIS_icons_Persona%20Brochures_05_Business_Research.png)   
Are you interested in more insights into the CEE Insurance Sector? 

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ABOUT EMIS

## What sets EMIS apart?

EMIS is a leading curator of multi-sector, multi-country research for the world’s fastest growing markets.

We provide a unique combination of research from globally renowned information providers, local and niche specialist sources, our own proprietary analysis, and powerful monitoring and productivity tools.

EMIS delivers trustworthy intelligence for over 370 industry sectors and over 17m companies (including +190k  M&A and ECM deals) across 197 markets. Everything you need in one place where actionable insights are facilitated by leading technology. 

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](https://www.emis.com/en/what-our-customers-say)[EMIS Expands CEE Coverage](https://info.emis.com/emis-cee-launch?hsLang=en)

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![CEE Reports_FS](https://info.emis.com/hubfs/CEE%20Reports_FS.png "CEE Reports_FS")